Free information on business and personal finances.

The business and personal finance space is busy, complicated and filled with pitfalls when you make decisions without the correct information. Make better decisions with better information thanks to the Financial Advisory Service.
Looking for information on something specific? Search our site and we'll help you find exactly what you're looking for.

Your Money

For businesses and individuals across the UK, understanding your finances and the options available to you is crucial.

Avoid Mistakes

Making bad financial decisions can cripple your business, create stress and lead to years of hard work to fix your family finances.

Don't Rush

When making financial decisions, allocate enough time to properly research. make sure you understand the full implications before committing to any contract.

For bUsiness

For a secure and planned future

Cashflow and finance in any business is crucial, wether you have a powerhouse financial team in place or not – you need to understand your options and position too. This is where most UK businesses struggle for growth, misplanning finances and not understanding which options exist and how to determine what type of finance best suits their situation. 

The UK has over 2.7million businesses & 34million working adults

Our free information helps you understand which of the UK lenders, finance brokers and financial services providers are trusted by most in the UK. We also cover the latest financial scandals, cases and compensation schemes to keep you updated should you have been affected and entitled to any refunds or compensations.

PCP Compensation

The UK PCP finance scandal centres on the mis-selling of car finance agreements, involving hidden or undisclosed commissions. Those affected are entitled to compensation.

When is leasing right?

Car leasing lets you drive a brand new car with terms that can be flexible. In many cases, it costs less each month than buying the car. Some like car leasing for its low monthly cost, while others want something simple.

PPI Scandal

PPI was widely mis-sold by banks, building societies, and other credit providers. Many customers were sold policies they did not need, could not use, or were unaware they had purchased.

Guide to Hire Purchase

With HP, you will own the car at the end of the agreement. Some other finance options do not let you own the car at the end. Now, let’s look at how HP works and why it can help you when you want to buy a car.
for individuals

Better Financial Literacy, Better Financial Decisions.

Making smart financial decisions can put you on solid financial footing. Helping you to understand the jargon, what terms to look out for, and importantly: what things have been missold that you could have been affected by. Take PPI, Diesel emissions or the current PCP compensation scheme for example – know your rights and know their wrongs. 

For businesses

Financial options have never been better

Which finance options are available to your business? Most importantly – of those which will help your business goals best? Find out the full range of options and details on each here with the Financial Advisory Service. 

Invoice Finance

Release cash tied up in outstanding customer invoices, giving your business an instant cash injection.

VAT Loan

Take the pressure off cash reserves and utilise your working capital in the areas of your business that need it.

Asset Finance

Spread the cost of new business purchases without tying up capital, disrupting cash flow or sourcing a bank loan.

Bridging Loan

Get short-term, interest only loan if you need immediate access to funds.
DON'T GET IT WRONG

Steps for Smart Financial Decisions

Using a site like the Financial Advisory Service to understand the options available to you. How they work, what to look out for and to stay on top of any active scandals and compensation schemes – is a high value way to stay on top of your financial resilience. 

Budget

Consider a budget both in terms of amount of finance you would like, and in repayments costs, interest (total payable) and terms.

Goals

`Define your financial goals and outline a strategy to achieve them. This helps guide decision-making and resource allocation

Finance

Choosing the right provider and type of finance is crucial, they are often not short term solutions so you should approach with a long term view.

Research

Spend time understanding your full options, considering the pro's and con's and keep your ear to the ground for any breaking scandals.

YOUR OPTIONS

Giving You Financial Power

Our website is a resource to be used, access our information or contact our team with questions. We are a free to use advisory service we do not issue advice but we help you understand the information to make the best decisions pertinent to you and your situation. 

Tax Consulting

Whether this is for your business or your personal taxes. Understand how best to structure your finances and make the most of your resources.

Lending

Borrowing for business or borrowing to buy a home, take the time to do your research. Understand the contract terms and what good and bad deals look like.

Advisory

We are a free to use advisory service, our site is regularly being updated and added to. If there's information missing that you need please contact us directly.

Compensation Schemes

In recent years we've seen Diesel emission scandals, PPI claims where UK residents could claim back thousands and now the active PCP compensation scheme, make sure you know if you're affected.

Business Finance

From VC investment and angel investors, to bridging loans, invoice financing and more. Understand what the finance and borrowing options available to you are. Build your business on good decisions.

Personal Finance

From deals on subscriptions that can save you money, to information on how to choose the best Balance Transfer for your credit cards and more. We're here to help you learn and make better financial decisions.

financial investments

Is investing a good decision?

As with everything, investing comes with risks and rewards. Some are small while some are considerably larger. Before you step into the world of investing and investments – check out our introduction guide to get a handle on the jargon and how this works. 

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